Author Archives: Adam Morris



Purchase A California Home With A Low Credit Score

By: Adam Morris on Mar 8th, 2012

If you are looking to purchase a California home with a low credit score, you may have more options than you think. There are programs that can assist you when you want to purchase a California home with a low credit score.

Second Mortgage Loans: Recognizing Your Options

By: Adam Morris on Feb 27th, 2012

A second mortgage loan is usually referred to as a home equity loan or personal credit line that will provide a homeowner with a lot of cash for any reason. These loans typically have lower rates and offer additional tax benefits for the homeowner.

How To Purchase An Arizona Home With A Low Credit Score

By: Adam Morris on Feb 13th, 2012

If you are looking to purchase an Arizona home with a low credit score, you may have more options than you think. There are programs that can assist you when you want to purchase an Arizona home with a low credit score.

Refinance A California Home Mortgage

By: Adam Morris on Jan 20th, 2012

If you are thinking that you would like to refinance a high interest rate, or any other type of California home mortgage, now is the time to do it. With interest rates at near historical lows that are sure to rise over time, to be able to lock in a low fixed interest rate, over time would be a good thing.

How Does A Home Equity Loan Work?

By: Adam Morris on Dec 31st, 2011

A home equity loan, or second mortgage, is a loan taken out by a homeowner in addition to the first mortgage they have on the property, if they have one. A borrower can still take out a home equity loan if there are no other liens on the property.

2nd Mortgage Loans Explained

By: Adam Morris on Nov 29th, 2011

2nd Mortgages Loans refers to mortgage loans that are second in line to other mortgages, which are in what are called first position. First position means that in the event of a default on the property, the holder of the 1st mortgage will get paid before the holder of the 2nd mortgage loan.